学冠教育带你进行考研英语题型解析02

    考研培训机构哪家好？越来越多的搜索涵盖整个搜索栏，但其实学冠教育小编想说其实好的考研培训是可以带着你成长的，这不，今天又给带来带来考研英语题型解析分享。

今天的句子：

Then interest rates shot up quickly this year, so that some multifamily initial return rates have fallen a percentage point or more below the interest rate on their mortgage, according to commercial-real-estate brokers and investors. The imbalance means landlords make less money on their buildings than their banks, even though they carry much more risk. This phenomenon, known in the industry as negative leverage, hasn’t been this widespread since the subprime crisis when defaults on apartment-building debt soared.

思考题：

According to the text, rise of interest rates __.

A. correlates with a strong market

B. have caused the subprime crisis

C. may result in negative leverage

D. serve the interests of Wall Street

句子解析：

第一句：

Then interest rates shot up quickly this year, so that some multifamily initial return rates have fallen a percentage point or more below the interest rate on their mortgage, according to commercial-real-estate brokers and investors.

参考译文：根据商业房地产经纪人和投资者的说法，今年利率的迅速飙升，让一些多单元住房的初始回报率比抵押贷款利率低了一个百分点或更多。

第二句：

The imbalance means landlords make less money on their buildings than their banks, even though they carry much more risk.

参考译文：这种失衡意味着房东们在建筑物上赚的钱比银行少，尽管他们承担的风险要大得多。

第三句：

This phenomenon, known in the industry as negative leverage, hasn’t been this widespread since the subprime crisis when defaults on apartment-building debt soared.

参考译文：这种在业内被称为负杠杆的现象自次贷危机——当时公寓建筑的债务违约率飙升——以来，从未如此普遍。

思考题解析：

According to the text, rise of interest rates __.

文章认为，利率的上升_____.

A. correlates with a strong market

（与强劲的市场相关）

市场不好！

A选项错误。

B. have caused the subprime crisis

（造成了次贷危机）

不是这次造成的！

B选项错误。

C. may result in negative leverage

（可能导致负杠杆）

这种在业内被称为负杠杆的现象

C选项正确。

D. serve the interests of Wall Street

（服务于华尔街的利益）

没有提及！

D选项错误。

文章来源背景和来源：

Commercial Property Sales Slow as Rising Interest Rates Sink Deals

利率上升导致成交量下降，商业地产销售放缓

Source: https://www.wsj.com/articles/commercial-property-sales-slow-as-rising-interest-rates-sink-deals-11654594380

    背景：不断上升的货款利率令美国的商业地产在一年多的时间以来初现降温的征兆，一些正在进行中的房产交易已经因之被取消。由于贷款利率的上调，房东们的收益率开始低于还款成本，这种情况在行业内被称为“负杠杆”，即靠杠杆从金融机构借来的钱并不能带来收益，借款人变成了“妥妥地为银行打工”。而借款人之所以能通过出租房来赚钱的原因，是出于他们的金融信用好于租房人，一方面可以从银行贷到钱，另一方面也能为租房人提供住所，他们则在中间承担风险。因此，目前的状况不仅对于房东们来说有些糟糕，对于租户来说也不是好消息，因为下一步，房东势必要通过涨房租来转移借款的成本。

    以上就是今天给大家做的分享了，更多还想了解的可关注学冠教育官网，还可随时联系我们的客服哦。